Why AFR?

Outstanding People!

• Our loan officers are not only the friendliest and most honest you will find around but they also participate in our in-house continuing education programs so they will always be equipped with the best knowledge to help you attain your financing goals.
• Our operations staff has over 250 years of combined experience in the mortgage industry.
• Our people are regularly involved in industry related organizations such as AMLA (Arizona Mortgage Lenders Association), MBA (Mortgage Bankers Association) and ASREB (Arizona School of Real Estate and Business) to keep abreast of loan programs, products and laws and regulations to provide you with the best loan possible.
• Our warm, friendly and helpful customer service personnel , will answer all of your payment and insurance questions.

Outstanding Results!

• Our efforts to secure extensive approvals allow us to provide you with many lending options and programs such as Conventional, FHA, VA, USDA, Purchase, Refinances, construction loans and lot loans.
• We provide all services of your loan under 1 roof. That means that from the time we receive your full loan application we can process, underwrite, prepare your loan documents and fund your loan within 2 weeks. Compared too many companies today who are taking 30 days just to underwrite your loan we will have your loan and goals met in a fraction of the time.
• We have correspondent relationships with the big banking companies such as Wells Fargo, Chase, BOA, GMAC just to name a few. These relationships allow us to provide you with “wholesale” rates instead of “retail”. Our wholesale rate will ALWAYS be lower than when you walk into a retail location of any of those types of companies.
• Our strength and stability is rooted in the solid financial foundation of the company and the extensive network of relationships that are established to withstand and weather any industry storms. With knowledge behind us we can focus on our commitment to providing you the best service possible.